I have known Bill Forrest for over 30 years. He was the insurance agent my former employer used and when I left that employment and went out on my own, Bill handled my insurance needs for my small business. I now have reached Medicare age and again Bill has given me his expertise and guidance as I entered this arena! He takes the utmost care and time to make sure my insurance needs are met. He guided me through the setup process of Medicare and the supplemental insurance of Medigap and part D. I can't say enough about his knowledge and professionalism in taking care of not only my insurance needs but also have referred many of my family, friends and clients to him. I have also gotten to know him on a personal level and Bill is one of the kindest, gentle and quick-witted people I know! Bill-thank you for so many great years and looking forward to many more!

Betty N.
Group and Medicare Insurance Client

Working with Bill has been nothing short of perfect! He’s thorough, polite, informative and and just a great person to work with! Thank you so much Bill for your continued help!!

Tara G.

A family member recommended Bill Forrest to us as we approached Medicare eligibility. We are very happy that we followed the recommendation.
Bill’s expertise and knowledge of the world of Medicare was immediately evident. Bill helped us learn all the very complicated aspects of Medicare, thoroughly answered all our questions, and assisted us in evaluating all the Medicare options before helping us to apply for our chosen plans. Bill’s objective is to find the best coverage options for one’s particular situation.
We have and will continue to recommend Bill Forrest to friends and family as they approach the daunting arrival of Medicare.

Mike and Patty D.
Medicare Insurance Clients

Bill made a complicated medicare nightmare into a pleasant one. He is a very patient man and took the time to explain everything to me and getting something that was affordable for an 80 year old. He was always available when I needed him for questions and is very knowledgeable in all aspects of the insurance industry. I couldn’t of done it without him and his guidance and am very grateful to have been to referred to Bill through a friend of mine. I feel so relieved now and know that I can call or email at any time and Bill will be there to help if I have questions or concerns. I highly recommend anyone needing insurance to call Bill I am very fortunate to have found such an amazing agent.

Kathy D.
Medicare Insurance Client

Now that open enrollment craziness is over, I thought it was a good time to take a minute to thank you. I cannot tell you how appreciative I am of the time you took to find the solution to my mom‘s insurance needs. I am not over exaggerating when I say I was literally a wreck over finding coverage for her. I know I told you on the phone that I literally prayed for an answer because I didn’t know which way to turn. And approximately 30 minutes later, I was on the phone with you. I truly believe you were an answered prayer. I know it was probably just another workday for you trying to help your clients as I’m sure you always do, but to me finding a policy for my mom meant my stress level went down tremendously and I was able to sleep that night. I knew from the moment I got on the phone with you, that your knowledge, professionalism, and sincere desire to help would bring me the solution I desperately needed. I hope now that open enrollment is over you have a chance to relax a little bit and enjoy the holidays. Please know how much I appreciate the time and effort you took to find a solution for us. There’s a lot of people out there that have a license to sell insurance, but there’s very few people that have a heartfelt desire to really get to know their clients and then go above and beyond to help them however they can. You are a real gem!!!

Kimberly L.
Medicare Insurance Client

Bill, I want to thank you for your help and fiduciary responsibility. You acted on my behalf and I could not be more pleased with your service. You have made my life a little easier given that you don’t know what can happen in the future. That’s why it’s called insurance. Thank you again for timely action and participation with this Medicare supplement.

William R.
Medicare Insurance Client

We couldn’t have been more pleased with our interaction with Bill. He extremely knowledgeable and has decades of experience. He is very thorough and answered all of our questions in a timely manner. He is always readily available. We highly recommend him.

Marty and Wendy T.
Medicare Insurance Clients

I hope this letter finds you in good health and high spirits. I am writing to express my deepest gratitude and appreciation for the exceptional service and guidance you provided throughout my journey in enrolling in Medicare. Your expertise and dedication have truly made a significant impact on my life, and I feel compelled to share my experience with others. Your ability to explain complex Medicare concepts in a clear and understandable manner was impressive. You took the time to listen attentively to my individual healthcare requirements and concerns, and then you tailored your recommendations accordingly. Your personalized approach ensured that I had a thorough understanding of all the available options, enabling me to make informed decisions. I wholeheartedly recommend your services to anyone seeking guidance with Medicare enrollment or any other health insurance-related matters. Your expertise and commitment to your clients are truly commendable, and I am grateful to have had the privilege of working with you. Once again, thank you for your outstanding service and genuine care. Please feel free to share this testimonial with prospective clients as a testament to your exceptional skills as an insurance broker.

Mike K.
Medicare Insurance Client

My husband and I have worked with Bill for several years. He's always on the lookout for us to save some money on a good plan, calls us with suggestions and clear explanations about any changes he recommends. He's very thorough and concise, always reviews all the options with us, as we make decisions. . We appreciate his diligence and dedication to giving his clients the best policy for the best price. We're very thankful to have him managing our Medicare insurance needs.

Sue K.
Medicare Insurance Client

My husband and I lost Cobra coverage in May, 2023. After being overwhelmed by the different insurance policies online at healthcare.gov, a family friend told us about Bill Forrest. Bill is an Insurance Advisor and well worth contacting. His service was of no cost to us and that was welcomed news.
  Step by step he explained the differences between each policy - comparing HMO and PPO, the monthly cost, the deductibles, prescription costs, and the cost of emergency and routine care for each. He, also, checked to see which policies accepted our doctors. Bill never rushed us into making a decision. Instead he allowed us time to understand the differences between each policy, narrowing the choices down every week.
  It took us about a month to make our decision, which was complicated by the need for a temporary insurance policy before we could enroll in our long term insurance policy. This was due to our Cobra expiring after the first of the month. Bill patiently guided us through the purchase and enrollment of two different policies. We would highly recommend Bill Forrest to anyone who is confused by the multitude of policies. We are so thankful for his help throughout this process.

Mike and Cindy B.
Individual Medical Insurance Client

Bill has been so great to work with on this rather complicated journey learning about Medicare. He knows his stuff, and patiently explains it all in a way that actually makes sense! I never felt pressured or rushed to make decisions because his goal is to make sure you understand your options and feel comfortable with the choices you make. His support is ongoing, and he is always available for questions or concerns. I feel very lucky to have Bill as my agent, and highly recommend him!

Debra V.
Medicare Insurance Client

Bill Forrest is one of the most diligent and thorough insurance agents I have worked with . His attention to detail as well as his ability to listen to his customers needs and then objectively suggest plan options is quite valuable I wanted to endorse his practice.

Jamie P.
Medicare Insurance Client

Bill has helped me with my Medicare Supplement insurance needs for many years and I am absolutely thrilled with the outstanding customer service he provides. Bill always answers my questions promptly and gives clear, yet detailed, responses. He also alerts me when new products are on the market. The information Bill provides always enables me to make the most informed and cost effective decisions regarding my insurance needs. It is a pleasure working with Bill.

Marilyn B.
Medicare Insurance Client

Bill was extremely helpful during my ACA coverage selection process. He encouraged me to take my time and consider all the relevant details that could apply to my healthcare needs before choosing a plan. In addition to being knowledgeable he is extremely friendly and has a great sense of humor.

Dave N.
Individual Medical Insurance Client

Bill Forrest is the best in the business. We do not say this lightly. Bill knows insurance. Bill Forrest works for his clients. Bill Forrest will do anything he can to help his clients. We recommend Bill with the utmost confidence. We have told several of our friends about Bill, and to a person, our friends have all been extremely satisfied with him. I strongly encourage anyone who needs health or life insurance to call Bill today.

Don & Maria V.
Individual Medical & Life Insurance Clients

I highly recommend Bill Forest for going through the Medicare process. We were so grateful for Bill’s step by step approach to signing up for Medicare and his attention to detail in meeting my husband’s needs. Bill made this process very simple and was a pleasure to work with.

Lynn & Tracey A.

I was referred to Bill after I retired and my COBRA coverage for myself, my husband and our daughter was about to come to an end. First, Bill helped us figure out the best medical insurance option (a PPO plan) for our daughter, who is attending graduate school in another state. He then helped us with the complex evaluation of the various options for Medicare Part D and supplement plans for my husband, who has a very complicated medical situation. Bill is clearly very knowledgeable and passionate about what he does and it was clear that his only objective was to help us find the best coverage for our situation. I’ve worked for several health care companies so am fairly familiar with medical insurance. Even given that, I’m not sure how people navigate the confusing world of Medicare without someone like Bill helping them. Next Bill will help me choose and enroll in an individual plan for myself. Going forward, we’ll work with him every Fall to ensure we all get the best possible coverage for the next year.

Caroline & Paul R.
Medicare and Medical Insurance Clients

Bill is the best. His response time is super quick and no question is too silly. He goes above and beyond and never replies with “call customer service”. I get super stressed out with insurance and his calm demeanor and knowledgeable responses always put me at ease.

Mary M.
Individual Medical Insurance Client

As a new retiree, the options of selecting a healthcare plan are overwhelming. Bill is very knowledgeable and patient, and assisted me navigating the different plans to chose the right one for me. Thank you Bill!

Linda H.
Individual Medical Insurance Client

Bill Forrest was the only one we talked to that took the time to explain the Medicare process to us in a down-to-earth manner, allowing us to make educated choices that were a good fit for our Medicare needs. In addition, we recommended Bill Forrest to several friends and family members who were also very satisfied with his professionalism, knowledge and patience with explaining the complicated Medicare plans available. We’ll be sure to recommend Bill to anyone with insurance needs.

Anna & Les G.
Medicare Insurance Client

Bill Forrest helped my Dad with his insurance needs many years ago as well as both of my brothers. When I found myself needing insurance, I immediately reached out to Bill. He came highly recommended but I must admit he far exceeded my expectations. He is extremely knowledgeable and professional. I appreciated that he was very patient and never grew tired of my questions. On a scale of 1-10, Bill Forrest is an 11!

Ann B.
Individual Medical Insurance Client

Mr. Bill Forrest navigated a wonderful pathway in assisting me with all my Medicare needs. I was extremely happy with the level of service I received from him. I would recommend him highly to anyone who is entering the Medicare phase.

Pat M.
Medicare Insurance Client

I am extremely happy to recommend Bill Forrest who came to my rescue when I needed private health insurance. He was extremely patient and knowledgeable and at no point had any agenda other than helping me find the best healthcare that would meet my needs. I felt so well taken care of and I had the utmost confidence that the process would go smoothly and at the end I would have healthcare that I could be at peace with. In this world with so many unknowns and disappointments it is such a pleasure to be able to have such a positive experience with such an upstanding, reliable, dedicated, and kind human being.

Lisa M
Private Health Insurance Client

 I want to thank you for your guidance and expertise in helping me review my insurance options. I certainly have become a better educated consumer because of your help. Again, thank you for your insights and support. You are very good at what you do and I appreciate that. Thanks so much.

Marla H.

 We again want to thank you for providing us with thoughtful, reliable, trusted council in choosing our health insurance. This yearly process could be filled with confusion & anxiety if it wasn't for your help. We are certainly thankful for your service.

Bell & Russ S.

 Many years ago my husband and I needed to find health insurance for a family member who was losing their health insurance and has significant health problems. We didn't know where to turn for help until my husband's sister recommended Bill. After just one phone call with Bill we felt better. He listened to our story and asked the right questions to start looking for the right policy for our family member. Bill presented reasonable options and helped us to find a sense of security. Each year he makes sure we continue to have the policy that provides the best help in paying for medical expenses. I do not know what we would have done without him.

K. F.
Health Insurance Client

 Thank you Bill for helping me get through the Medicare insurance process. I found you to be very thorough, articulate and easy to understand! Waiting for our next discussion.

Sue C.
Medicare Insurance Client

 Just wanted to say "Thank you" for the referral to Bill Forrest. He's been great to work with in getting Sheri and I set up with our Medicare supplemental insurance! He was very helpful in reviewing plan information, submitting applications, and advising on what to expect through the process. I will recommend Bill to others.

Harry B.
Medicare Insurance Client

 I would like to share what a great experience it is to have Bill Forrest as my Medicare consulting expert. Bill is extremely knowledgeable, thorough, and very patient. He will spend as much time as you need to help you understand Medicare and most importantly to learn about all the optional supplemental insurance plans that you may consider. I believe that Bill will guide you to make educated decisions for your specific needs. I recommend Bill to all my family and friends. It would be worth your time to contact him for a no cost consultation.

Kim E.
Medicare Insurance Client

 Got all the boxes checked, I truly appreciate your professionalism and communication.

Jim S.
Medicare Insurance Client

 Bill has worked with my husband's family to help them find the best insurance plan as they retire and did the same for me, twice. The first time was when I retired and the second time was as we plan to move to another state. He is well versed on options, thorough and always responsive. I have recommended him to friends gladly.

Peggy W.
Medicare Insurance Client

 Dear Bill, Thank you for being so attentive and helpful in my search for the right Medicare Insurance products. I imagine you dressed like Johnny Carson used to when he would divine the answer to questions on 3x5 index cards, holding the cards to his head... knowing just what insurance plans I needed. Thanks again

Cindy B.
Medicare Insurance Client

 Thank you very much Bill! We appreciate how nicely and thoroughly you cared for our insurance needs. It has been a pleasure to work with you.

C. and J.

 Thank you again for all your help, I was not looking forward to signing up to Medicare and having to learn about what I had to buy to go with it. Your knowledge, experience and patience made it painless and with your guidance I felt I purchased what was best for me.

Mike H.
Medicare Insurance Client

 Hi Bill Just wanted to say thank you very much for your help & info regarding my Medicare questions I was able to understand it much better after speaking with you it was so overwhelming not knowing what decisions to make but your help eased the way I will definitely be recommending your services to family and friends take care Sincerely

Liz A.
Medicare Insurance Client

I can’t be grateful enough for your help in selecting good insurance for my sister. Your knowledge and willingness to help people is above and beyond. I will continue to recommend you every time I can.

Anna G.
Small Business Owner

I first contacted Bill in 2016 after he was referred to me by my business insurance agent. Operating a small business, I found the health insurance was becoming harder and harder to navigate and afford.

Bill took the time, and had the patience, to explain all of the options available for my wife and I in a way that even I could understand! I have conferred with Bill every year since and cannot overstate how his expertise has helped me save money, time and frustration when the enrollment period comes around. This year I qualified for Medicare and it was Bill to the rescue again. I’m not sure I could have sorted out all of the plans and the countless supplemental options without his guidance. I would highly recommend Mr. Forest for anyone seeking an extremely knowledgeable insurance advisor and all around good guy!!

Dave C.
Small Business Owner

Bill Forrest has been very helpful in helping me navigate the Medicare & Supplemental Insurance maze of products that are out there. He helped me choose the options that were right for me. He was personable & always quick to return calls & answer any questions. I am comfortable referring my friends to him.

April J.
Medicare Insurance Client

Turning 65 is one of life’s key milestones none of us looks forward to. Facing the prospect of sifting through the confusing language, choices, and options relating to the best medicare plan to sign up for was also something I did not look forward to. All of my fears and anxiety quickly dissipated once I started working with Bill. He helped me understand the components of a well-designed medicare plan that would work best for me and my circumstances, and guided me through all the steps necessary to set-up my Medicare Parts A & B, my supplemental plan, as well as my Part D Drug Plan. More importantly, he steered me away from the myriad confusing plans and options that didn’t apply to me, saving me from wasting hours of time researching what did not make sense for my situation. I consider Bill a trusted advisor, not an insurance salesman.

Ron M.
Medicare Insurance Client

Being an independent contractor and having had past medical needs. I know the importance of Health Insurance. A colleague of mine told me to speak with Bill as she found him very knowledgeable and patient. Easy to talk to and always had the answer I needed. That was 2017 and I was just widowed and needed all the assistance I could get BILL was there and did not disappoint. He has been my go too for all health insurance needs. He has been available for all my questions during the last five months regarding my transition to Medicare. He has helped me through each step and made it painless. I am happy to report that because of Bill I am now a card carrying Medicare member with a prescription plan as well. Thank you, Bill! You are amazing!

Peggy Corbin
Medicare Insurance Client

I decided I wanted to change course in my career so I accepted a new job position. My last day at my current job was at the end of the month, and it just so happened that my old insurance terminated on the last day of the month. I found out that the new medical insurance would not take effect until I was employed for at least 30 days, so I would be without insurance for an entire month. I reached out to Bill and he immediately responded to my inquiries about short term medical coverage. I thought this would be a daunting task, but Bill made the process seem so effortless. His knowledge and expertise in the subject area allowed me to make the best decision for my family. He was thorough and made sure I understood exactly what I was signing up for. I highly recommend Bill for your insurance needs, he will go above and beyond to make sure you make the best decision for you.

Dan C.
Short Term Medical Client

My husband and I would highly recommend the use of Bill Forrest’s excellent service and advise If you are getting close to retirement and are ready to look for your Medicare supplemental insurance choices along with Part D prescription coverage for medications. Mr Forrest will find you the best plan for your circumstances. He is patient and very willing to answer your questions. His web site is a treasure trove of information which is very helpful as you consider your options. We recommend contacting him for your insurance needs especially if you are considering retirement in the near future.

Bob and Sally A.
Medicare Insurance Clients

Bill was referred to me when I retired at 62. What a a godsend! He has assisted me through COBRA, an individual insurance plan and all things Medicare once I reached 65. He is very knowledgeable, detailed, beyond patient and very attentive. There is no question that is insignificant to Bill. He is passionate about his work which makes him a delight to work with. Everyone should have Bill Forrest in their health insurance/Medicare toolbox!

Roni S.
Medicare Insurance Client

Mr. Forrest is:

1. Extremely competent in his knowledge of the insurance products he represents.
2. Always willing to explain the difference between plans so we understand.
3. Will make suggestions as to what might serve his clients better financially.v 4. Makes us aware of changes in our insurance so we are up to date at all times.
5. Responsive and returns telephone calls or answers emails promptly.
6. A very nice human being.

Neither one of us would hesitate recommending Mr. Forrest to friends or family.

Roger and Donna G.
Medicare Insurance Clients

As a small business owner, finding insurance has always been an issue. I was referred to Bill by another business owner who spoke very highly of the services Bill provides. Bill's innate ability to understand my individual needs for insurance was beyond amazing. He gave such clear options, explaining everything in detail to make sure that I understood. Bill not only met my expectations and individual needs, he far surpassed them. Bill was always available to provide more detailed information if I needed it. He understood the nature of my business and financial situation. He was always very thoughtful and provided the kind of customer service that I hope we provide to our customers. Being a small business owner, we can get lost in the sea of the big businesses. I am thrilled that we have joined forces with Bill to take care of our insurance needs. In addition, Bill has help reduce my insurance expenses immensely. I wish I had known him years ago, and my advice would be not to put this off, call him as soon as possible.

Barbara G.
Small Business Owner

We’ve worked with Bill for the last 8 years for all of our health care insurance questions, and we couldn’t be happier about his industry knowledge, responsiveness, and his genuine care for our needs, versus his. When I retired and my wife turned 65, we needed the best supplemental plan for our individual needs. Bill came to our home for a face-to-face meeting. After reviewing several choices, we both choose BCBS IL. He also offered us some options for Part D plans, but he agreed that a plan that he did not offer would be better for us. After a few years, BCBS IL changed their supplemental plans. Bill contacted us to discuss the new plans and how we may be able to save some money by moving to a new plan. Success! Bill helped us save several thousand dollars a year in our health care costs. My wife and I highly recommend Bill for all of your health care needs, now and in the future.

Brenda and Mike K.
Medicare Insurance clients

Our office and I have had the pleasure of working with Bill Forrest for at least over 20 years. Bill is a very capable agent with a vast knowledge of how the healthcare insurance system works. Bill is the ultimate professional, patient when working through the minute details and always following up after the process.

I would highly recommend him for assistance when dealing with any healthcare insurance issues.

One other thing, Bill is always a positive and pleasant person and making the whole process much easier and less stressful. I guarantee you will feel like you are in capable hands.

Mary G.
Medicare Insurance client

Five ⭐️⭐️⭐️⭐️ recommendation for Bill Forrest. Over ten years ago we were in need of private health insurance when we lost our employer sponsored plan. We had a potato chip bag clip which had Bill's contact information on it. We gave him a call, and what a blessing it turned out to be. Bill thoroughly assessed the health needs of our family and crafted an all inclusive plan. Within months cancer touched our family and the plan that Bill found for us saved us tens of thousands of dollars. We were able to keep our doctors and after our deductible was paid, all other expenses were covered. Surgeries, radiation, chemotherapy - all covered. If Bill had not taken the time to find us a custom plan for our family our health and financial outcomes would have been completely different. Bill continually monitored our changing family needs and made sure our plan continued to work for us in the years since. He did not forget about us. As we approached the Medicare deadlines Bill reached out to guide us with the enrollment process and made sure we had the appropriate supplemental insurance for expenses not covered by Medicare. In short, Bill will be your agent, partner and guide. He is not a salesman and he will make solid recommendations with your best interests at heart. I have referred friends and family to Bill over the years and he has taken care of them as well. Bill Forrest has my highest endorsement and I recommend him, without hesitation, to take care of your insurance needs.

Tom S.
Medical and Medicare Insurance client

Bill has been a great help over the years, with his advice and counsel in keeping my family and I properly covered with our health insurance. This past year, I qualified for Medicare and like so many I was confused and looking for direction on what to do. Bill's patience in giving me information and guidance through the process was invaluable. It isn't often that one can find someone so helpful and more importantly someone so trustworthy. Over the years not only has Bill been tremendous with followup, but his calls are ones I actually look forward to.

Craig J.
Medicare Insurance client

Dear Bill,
Yes, I know this is your job and it is what you enjoy. Your enjoyment is passed on to your clients. I know this for sure

Your expertise is superior & most valuable.
You simplified the Medicare process.
You took time to answer all my questions.
You were patient with explaining each step, twice and more.
You were readily available to address my concerns.
You highlighted what I needed to know.
You helped me fill out forms.
You checked in with me every step of the way.
You put your personal touch on your work.

Some people just GO the Extra Mile. Thanks for being one of them. I know this is the Forrest family way! I am blessed;

Kathy B.
Medicare Insurance client

Bill Forrest was referred to me by others who were extremely satisfied. He is very informative, knowledgeable, patient & kind & worked to find the best Medicare plan for me. I’m extremely grateful to have Bill as my agent & highly recommend him.

Karen H.
Medical and Medicare Insurance client

When it comes to insurance brokers Bill Forrest is both passionate and knowledgeable. I met Bill when I started my business and I needed healthcare for my family Twenty-one years later Bill still handles my family medical insurance along with the medical insurance for all my employees During the past 21 years Bill has guided me through the process of selecting which health care plan would be the best fit for my family and employees, we meet once a year as the plans renew, and I also receive a phone call once a month asking if there is anything he can assist me with or If I have any questions. I really appreciate Bill answering an email or a phone call over the weekend or after hours when one of us has a medical emergency and we are checking if a certain hospital or doctor is in our plan. I'm sure if you chose Bill as your health insurance advisor that you will be as happy as I am that I did all those years ago.

Steve N.
Group Medical and Dental Insurance client